Do I have to reach a minimum amount to be able to withdraw it?

You must have accumulated a minimum of 10 USD to be able to make a withdrawal.

The PayPal account does not have to be in your name. You can ask a trusted friend or relative if you can transfer your money to their account. You are also not required to withdraw your funds at the end of each month. You can keep your money in your account for as long as you want.